Insurance

The following is a list of frequently asked questions (FAQs). To read the answer to each question, please click on the question.

Questions:

I gave my insurance information to my physician, why don't you have it?

If your physician's medical practice is not owned by the hospital, you will have to go through a separate registration process. Your benefit coverage may be different for physician services than it is for hospital services.
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I'm covered under my spouse's insurance as well as my own. The deductible is less under my spouse's insurance. Can the hospital bill her insurance instead of mine?

Under a provision called “coordination of benefits,” the hospital is obligated to bill the insurance that would be considered primary for you. Any medical insurance for which you are the primary holder must be billed before any other medical insurance.
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Do I need to let my insurance company know that I'm going to be in the hospital? And what will they cover?

We encourage you to check with your insurance company or your employer regarding coverage. Because there are so many types of insurance plans, we do not know if you need prior approval or notification for your hospital stay. Contact your insurance company or your employer with specific questions about what is or is not covered by your insurance plan.
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